Every conversation we have with a crypto holder follows the same pattern: they want to talk about tax savings. We dig in and find the books haven't been reconciled in 3 years. You can't optimize what you can't measure. We fix the books first — transfers reconciled, cost basis traced, classifications audited — and the tax position becomes obvious. FTX / Celsius / scam loss positioning is its own workstream and we handle it.
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Crypto holders come to us with three patterns: tool-output that doesn't tie out, exchange-failure losses (FTX / Celsius / Voyager) where nobody can give a straight answer, and years of staking or mining income that was never reported.
"I have 14 wallets and 6 exchanges. CoinTracker says I owe $84K. I think it's wrong but I have no way to verify. My CPA just files whatever it gives him."
Active trader · ~12K txs · Apr 2026
"I lost $251K on FTX. My CPA says I can't deduct it. I've read conflicting things online. Nobody's giving me a clear answer."
FTX victim · Mar 2026
"I've been staking ETH for two years. I get rewards weekly. I've never reported any of it as income because nobody told me I had to. Now I'm worried."
Staking participant · 100+ ETH · Feb 2026
Most crypto-tax engagements treat tool output (CoinTracker, Koinly, ZenLedger) as the answer. We treat it as 60% of the work. Transfer reconciliation across wallets, cost-basis verification against on-chain history, classification cleanup. The books have to be right before any tax position makes sense.
Capital gain / capital loss · ordinary mining income · staking rewards · NFT mint income · airdrops · hard forks · lost or stolen · DeFi protocol-specific events. Each one has its own tax treatment. Tools default everything to capital. We map by transaction type.
Major exchange failures + scam losses have specific tax treatment that's evolved across 2023–2026. Theft loss vs. capital loss vs. worthless security — different rules, different timing, different documentation requirements. We position correctly based on current IRS guidance + your specific facts.
The IRS gets every 1099-B + 1099-DA. If your Form 8949 doesn't reconcile, you get a notice. We file detail-level (where activity warrants) or summary-with-detail (where it's a 1099-B-clean situation) — every position documented.
Mining (PoW) is generally Schedule C if trade-or-business, Schedule 1 if hobby. Staking (PoS) is ordinary income at receipt at fair-market-value. Both require monthly tracking — we build the workflow so you're not reconstructing 365 days of staking rewards in April.
Wash-sale rules don't currently apply to crypto (2026 status, may change). That makes year-end loss harvesting genuinely powerful — sell, recognize the loss, buy back. We model the year-end harvest opportunity and execute the timing inside your real cost-basis picture.
CoinTracker output said $84K owed. Audit revealed 3 misclassified wallet-to-wallet transfers ($28K of false capital gains) + 2 staking-vs-airdrop misclassifications. True liability: $52K — a $32K correction backed by audit-defensible documentation.
Theft loss vs. capital loss vs. worthless security analysis. Based on facts (bankruptcy filing, expected recovery, IRS guidance), structured as theft loss in year of discovery. Net $251K deductible against ordinary income (subject to AGI floor) — saving ~$60K in federal tax.
Two years of unreported staking income reconstructed from on-chain history at fair-market-value at each receipt event. Amended returns filed for prior years. First-time-abatement applied for penalty relief. $0 penalty owed; ordinary income tax paid on the real income.
Light (up to 500 txs/yr) · Active (500–5,000) · Heavy (5,000–50,000) · Catch-up (multi-year reconstruction). Includes wallet + exchange inventory, transaction normalization, cost-basis reconstruction, classification, Form 8949 output, ordinary-income schedules, loss-harvest planning, audit-defensible documentation.
FTX / Celsius / scam loss positioning often runs as a standalone engagement on top of the bookkeeping work.
They're the demand side and supply side of the same engagement. /services/crypto-bookkeeping describes the service we deliver — the operational bookkeeping cleanup, the deliverables, the pricing tiers. This page describes who that service is for and what their situation looks like. Same engagement, different framing.
Then you probably don't need us. Coinbase's 1099-DA + 1099-B output is usually fine for holders with a single exchange and pure buy/sell activity. The crypto engagement makes sense when you have 3+ exchanges, on-chain wallets, DeFi, staking, mining, NFTs, or a loss recovery situation.
Yes. The new digital-asset 1099-DA reporting changed how brokers report. We've internalized the rules and align our Form 8949 outputs to what the IRS sees from exchanges.
Volume-based. See the pricing table — Light ($1,500–$2,500), Active ($2,500–$5,000), Heavy ($5,000–$12,000), Catch-up (custom). Discovery call pulls a rough transaction count and quotes within 24 hours.
Bring a rough transaction count, the exchanges + wallets you use, any tool exports you have, and any loss-event details (FTX, Celsius, scam). We'll quote within 24 hours.
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