If you're hiding from your mail because you're afraid of what's in it, or you haven't filed in three or five or seven years, or the last preparer disappeared and you're scared to call another one — that's the work we built this firm for. No judgment. Real plan. Path back.
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We've seen seven years behind. Ten years behind. Scam victims. Disability cases. Founders whose preparers ran with their files. None of it shocks us. None of it changes the path forward.
Contrary to the fear, the IRS is not trying to ruin you. They want compliance. There are real programs (installment agreements, currently-not-collectible status, offer-in-compromise) and we know which one fits.
The longest part of this is whatever's already behind you. Filing tomorrow doesn't fix yesterday — but it stops the bleeding today, which makes yesterday a problem we can actually solve.
Three real things real catch-up prospects told us in the last 90 days. Anonymized. The stories are common — the resolution is what differs.
"I haven't filed since 2018, maybe longer. I knew I had to. I just kept putting it off. Then I got a notice."
10-yr catch-up case · Apr 2026
"I lost $251K in a trading scam. They never sent me the 1099. My old preparer didn't know what to do with it."
Scam loss recovery · Mar 2026
"My preparer just stopped responding. I tried to go to his business. It's closed. I can't find this man. I don't even know his last name."
Mid-engagement abandonment · Feb 2026
Catch-up work isn't filing six returns in a week. It's a sequence. Each step protects you from the next bad outcome.
Form 2848 in the first hour. Every IRS notice from this moment forward routes through us, not you. The mail anxiety stops the day you sign.
Wage and income transcripts for every year. Account transcripts. Substitute returns the IRS filed against you. Within 72 hours we know what the IRS knows. That's the foundation for everything that comes next.
Before we go back, we file forward. The current year on time (or on extension) so we're not adding to the pile. Many people are surprised they can do this even with prior years open.
Three years back at minimum — usually all the IRS cares about. Six years if there's substantial income. Bank statements, 1099s from the transcripts, deductions reconstructed. We do the work other firms decline.
Installment agreement, currently-not-collectible, offer-in-compromise. Each is right for a different situation. We choose based on your numbers, not theirs.
Quarterly estimates. Withholding. Bookkeeping cleanup. The structures that make sure this never happens again. The catch-up is the painful part. The going-forward plan is what stays.
Anonymized. Numbers are real, situations are real, outcomes are real.
"I knew in my gut that this wasn't the right place." Caught up 10 years of unfiled returns. Got currently-not-collectible status on the back balance. First sleeping-through-the-night April in a decade.
Trading platform scam. Loss documentation built from bank wire records when the platform refused to issue a 1099. Theft-loss deduction taken. Refund of prior-year tax pending.
Prior preparer ghosted mid-engagement. 2 years of returns filed with first-time abatement requested on the penalties. $0 penalty exposure final outcome. Client back on quarterly schedule.
For 1–3 years behind with one entity scope, Standard is the right starting point. Multi-year (5+) or multi-entity catch-up generally moves to Comprehensive. We confirm fit on the Discovery call before any payment.
3-year scope · IRS POA filed at onboarding · transcript pull · catch-up roadmap · payment-program selection · year-ahead plan to keep you current.
If you're 5+ years behind or have multi-entity exposure, we'll route you to Comprehensive ($5K) on the Discovery call. The catch-up scope is honest — we don't undersize the engagement.
The Discovery call is where we hear the story, not the numbers. No paperwork required up front. We ask honest questions, you give honest answers, and you'll have a real read on what the path looks like in under 20 minutes.
Book the 15-min Discovery →